There’s a time and a place for merchant cash advances. However, if you have the time, consider refinancing your commercial property and using those funds to meet your business expense needs.

The best loan solution is one that meets the greatest number of needs. Securing the most affordable solution for your needs is one of the main indicators of your strengths as a small business owner.

A Long-Term Option

Lower rate programs from our lending network are making waves in the small-balance commercial lending community this year.

Now you can confidently view offers with interest rates as low as 6.250% if you decide to refinance your commercial property and cash out some or all the equity.

The best of both worlds

As a prospective borrower, your first stop for commercial property financing will likely be your local bank. Unfortunately, many of the borrowers soon find that traditional banks will either reject the request or provide solutions that are not designed to meet their specific needs.

While some of these borrowers are clearly a better fit for a hard money alternative, some are credit-worthy people with a flaw that keeps them from being approved for traditional bank financing.

Sometimes, the issue isn’t the person at all.  Traditional banks can deny a loan request because of the commercial property (like a gas station or free-standing restaurant) or because the borrower is attempting to refinance a property purchased within the last two years (not seasoned enough).

Business owners that fit the above-mentioned scenarios still deserve access to the most affordable alternative options available.  The Small Business Resource Network makes it easy for you to get the solution you need.

We can provide free quotes for a 30-year fixed rate option for commercial loans between $250k and $2 million!

You have the opportunity to refinance your commercial property with terms that will insulate you against market fluctuations and the inevitable balloon payments you’ll be faced with under hybrid and variable rate options.

Look at some examples of borrowers who could be an excellent fit for a 30-year fixed rate commercial loan:

• Borrowers wanting to lock in the stability of a long-term rate on their investment
• Borrowers wanting to maximize cash flow during their loan’s term
• Borrowers wanting relief from market fluctuations.

This 30-year fixed rate option is the ideal solution for those who want to purchase or refinance 1-4-unit rental properties like duplexes. These properties are essentially residential in nature – they are a natural fit for a 30-year loan term.

Program description

Offers our users the most flexibility possible at a single-digit rate.  Here is how it all breaks down:

• Loans from $250,000 to $2 million
• Rates starting at 6.250% for a 30-year fixed term
• LTVs up to 80%
• Minimum FICO: 650
• Reduced documentation options are available

Remember: no one else is offering a product like this, so be certain to connect with your NetworkCare Agent to make this 30-year fixed rate option a reality for your business and legacy.

Are you ready to take the next step with your NetworkCare Agent?

Signing up to get your free quotes is easy.  The Small Business Resource Network offers a quick and easy way to get started, fully submitted, processed and funded.

Use our free Online submission process to get your free quote, which will include your repayment information.

You’ll also get instant access to helpful incentives for using our Online platform.

Creating your free account only takes a few minutes  – you can get started right here.